If you’re a business owner, obtaining commercial insurance is essential. However, determining the right policies for your needs can be challenging. At Presley Insurance Group in Dallas, TX, we provide commercial insurance catering to businesses of various sizes.
Commercial Property Insurance
Commercial property insurance is a necessity if your business operates from a physical location, such as a store, office, manufacturing center, or warehouse. This type of insurance covers the structure itself and the property or equipment housed within it. It protects against vandalism, theft, and damage caused by fires.
General Liability Insurance
General liability insurance is your safeguard against most liability claims. For instance, this coverage comes into play if an injury occurs on your property. Furthermore, it also covers damage to another party’s property.
Professional Liability Insurance
Your line of work could necessitate the need for professional liability insurance. This policy provides coverage if you make mistakes or have oversights while performing your professional duties. It’s especially relevant to certain professionals, such as doctors or accountants, who might face lawsuits for medical malpractice or costly errors in their work, respectively.
Commercial Vehicle Insurance
Commercial vehicle insurance is required if your vehicle is used for business-related tasks beyond commuting. Regular auto policies won’t cover accidents that occur while you’re conducting business operations. A commercial auto policy covers any authorized driver, effectively allowing employees to use the company vehicle safely.
Business Interruption Insurance
Business interruption insurance is designed to cover your losses if your business operations are halted due to a covered event. Imagine a fire damaging your store, forcing your business to close. In such an event, business interruption insurance would cover your losses until the building is repaired and your operations can resume.
Commercial Insurance at Presley Insurance Group
If you need commercial insurance in Dallas, TX, reach out to us at Presley Insurance Group. Our friendly agents are ready to discuss your needs and help you choose the right business insurance policies.
