When it comes to home insurance, there’s more to consider than just the basics. At Presley Insurance Group in Dallas, TX, we believe in helping you understand all your options, including those that often get overlooked.
Water Backup Coverage
Many homeowners underestimate the damage a backed-up drain or sump pump can cause. Water backup coverage is a valuable addition that protects you from these messy and expensive mishaps. Without it, you might find yourself paying out of pocket for repairs and cleanup.
Identity Theft Restoration
Identity theft is a growing concern in today’s digital age. Some home insurance policies offer identity theft restoration coverage, which provides financial assistance and expert guidance if your personal information is compromised. This coverage can help with legal fees and the cost of restoring your identity.
Equipment Breakdown
Think of all the appliances and systems that keep your home running smoothly. Now imagine the cost if one suddenly fails. Equipment breakdown coverage can help cover repair or replacement costs for major home systems and appliances, sparing you from unexpected expenses.
Ordinance or Law Coverage
If your home is damaged and needs rebuilding, current building codes might require updates that weren’t in place when your home was built. Ordinance or law coverage helps cover the extra costs of meeting these updated codes, ensuring your repairs are compliant without draining your savings.
Explore Your Options
At Presley Insurance Group, serving residents in the greater Dallas, TX area, we want to ensure you have the right coverage for your unique needs. Contact us today to review your policy and explore these often-overlooked options. We’re here to help you protect what matters most.
