Buying motorcycle insurance is a priority if you are a biker in Dallas, TX. When you purchase a motorcycle insurance policy, there are a few rules that you should follow. At Presley Insurance Group, we can help you to meet your motorcycle insurance needs.
The following are four rules that you should follow when you buy motorcycle insurance:
Meet minimum coverage requirements for Texas
The most important rule to follow when you buy motorcycle insurance is to purchase a policy that meets the minimum coverage requirements in Texas.
In Texas, you are legally required to carry at least $30,000 per person in injury coverage and $25,000 in property damage coverage per accident.
Purchase both liability and collision coverage
Some bikers make the mistake of foregoing collision coverage and only purchasing liability coverage. If you want to protect your bike’s value and make sure that you’ll be compensated for damage to your bike in an accident, you need to purchase collision coverage.
In fact, if you want to enjoy full coverage, you should purchase comprehensive coverage in addition to liability and collision coverage.
Remember to update your coverage down the road
You shouldn’t simply continue to renew the same exact motorcycle insurance policy without reviewing your situation. You might want to make changes to your policy if you discover discounts, added policy features, or coverage amount changes that can improve your motorcycle insurance.
Research your options thoroughly before choosing a motorcycle insurance policy
Get a few different quotes that you can compare when you’re choosing a motorcycle insurance policy. Exploring your options ensures that you’re getting a good deal on coverage.
Reach Out To Us
If you call us at Presley Insurance Group in Dallas, TX, we can come to your assistance by answering your questions about motorcycle insurance and providing you with a policy quote. Get in touch with us to learn more.
