As a homeowner in Dallas, TX, you may wonder if you need to purchase extra home insurance coverage for your pool. The answer is maybe. It depends on several factors, including your home’s value, the pool type, and whether you have liability insurance. Presley Insurance Group is here to help.
Here is everything you need to know about insuring your pool so that you can make the best decision for your family:
Home Value
One of the primary factors that will determine whether you need to purchase extra home insurance for your pool is the value of your home. If your home is worth more, you have more to lose in a disaster. Your Presley Insurance Group agent can help you assess the value of your home and make recommendations based on that number.
Type of Pool
If you have an above-ground pool, you likely will not need to purchase additional coverage, since most above-ground pools are not permanently attached to the property. However, if you have an in-ground pool, you might purchase additional coverage, since in-ground pools are part of the property and might increase the value of your home.
Liability Insurance
Another factor to consider when deciding whether to purchase extra home insurance for your pool is whether you have liability insurance. Liability insurance will protect you if an injury occurs in or around your pool. If you do not have liability insurance, we recommend purchasing an umbrella policy to protect you in the event of an accident.
Give Us A Call
As a homeowner in Dallas, TX, it’s essential to understand whether you need extra home insurance for your pool. Contact Presley Insurance Group today to speak with an agent about your situation. We’re here to help you make the best decision for your family.
